Medical expenses are getting costlier day by day. And these expenses will be skyrocket in near future. In old time, people used to walk for going nearby market or somewhere else. As luxury increasing day by day, people are getting laziness. Lifestyle diseases re more fatal nowadays. our environment is also pollutant due to immense industrialization. We can reduce the medical expenses if we posses some habit. I summarize some of them as below:-
1. Get Medical Insurance
Get a medical insurance as soon as possible. It can save you from uninvited situation. Before, taking insurance, compare all available option. Compare how many diseases they are covering and how many hospitals they are covering. Sometime, we took an less costly insurance but that have some terms and condition which we don’t bother to read. we should read all the terms and conditions carefully before subscribe.
2. Compare Medical Bill with different shops
Go for discount, compare your bills with different shops and bargain for discount. It will save lot of money over the period of time. Lets take an example if shop A is giving you 5% discount and shop B is giving you 20% discount, than you will save 100% money in 5 months in shop B case but it will take 20 months in shop A case.
3. Buy Medicine on online App
In these digital era, everything is available online. There are lot of new start up who gibe immense discount, even up-to 50%-70% on total bill.
4. Eat Proper diet
Eating good food can save you from many lifestyle created diseases. Your diet should contain fat, carbs, protein and fiber. Avoid oily food, fast foods, and eat more vegetable, fruits etc. make a diet plan of week and start following it. After sometime, it will become habit.
5. Get Proper exercise
Physical exercise is must for healthy body. Make exercise a habit or lifestyle rather than doing is on random days. You can run, do yoga, can join gym or can do outdoor activities. whatever way suits you, just do it.
6. Stop Smoking
Smoking is as hazards for pocket as for health. lets take an example if you are smoking 10 cigarette per day of average 100 rupees than you are smoking cigarette worth of 3000 rupees in one months. Quiting smoking is good for your packet as well as for your health.
7. Stop Drinking too often
If you have habit to drink in pub or bar, it cost you too high. Start to avoid these costly places rather you can drink at your home. It will save lot of money.
MONEY MATTER 